Financial Advisor Associate (Commission-Based)

Build Your Financial Services Career with The Co-operators

The Co-operators is a leading Canadian financial services co-operative committed to helping Canadians build financial security and peace of mind. We are seeking motivated, relationship-focused individuals to join our team as Financial Advisor Associates.

This is an ideal opportunity for someone looking to build a rewarding career in financial services while enjoying the support of an established agency. Whether you currently hold a Life Insurance License, a Mutual Fund License, or both, we welcome candidates who are eager to grow their expertise and develop a successful practice.

As a producer-focused role, you will have the opportunity to build your own client base while benefiting from agency support, paid benefits, covered licensing and technology costs, and access to mentorship and training.

About the Role

As a Financial Advisor Associate, you will work directly with individuals, families, and business owners to help them achieve their financial goals through insurance, investment, and wealth planning solutions.

This is a commission-only role, designed for ambitious professionals seeking unlimited earning potential. Advisors receive 100% of their earned commissions and bonuses while benefiting from ongoing coaching, agency support, and a collaborative team environment.

The position offers a flexible hybrid work model, allowing you to work both remotely and from our Kingston office.

Key Responsibilities

• Build and maintain strong client relationships.
• Develop and grow your personal book of business.
• Identify client needs and recommend suitable financial solutions.
• Prospect for new business through networking, referrals, community involvement, and relationship-building.
• Conduct client reviews and provide ongoing service.
• Assist clients with:
  • Life insurance planning
  • Investment and wealth accumulation strategies
  • Retirement planning
  • Risk management solutions
  • Estate and legacy planning
• Maintain accurate client records and adhere to regulatory requirements.
• Utilize digital tools and CRM technology to manage business activities effectively.
• Participate in ongoing professional development and training opportunities.

Qualifications

Required

• Life Insurance License and/or Mutual Fund License.
• Strong interpersonal and relationship-building skills.
• Entrepreneurial mindset and self-motivation.
• Excellent communication and presentation abilities.
• Ability to work independently while contributing to a team environment.
• Passion for helping clients achieve financial security.

Preferred

• Previous sales, customer service, financial services, or business development experience.
• Life Insurance and Mutual Fund licensing.
• CFP®, CLU®, or other financial planning designations (or interest in obtaining them).
• Community involvement and networking experience.

Compensation & Benefits

Unlimited Earning Potential

• 100% commission payout on personal production.
• 100% participation in advisor bonus and incentive programs.
• No commission sharing or split arrangements.
• Uncapped income potential based on performance and growth.

Additional Support

• Company-paid health and wellness benefits.
• Licensing, registration, and approved continuing education costs covered.
• Agency-paid technology and software fees.
• Professional coaching, mentorship, and business development support.
• Access to marketing resources and client acquisition tools.
• Hybrid work flexibility.
• Clear pathway for career advancement and expanded licensing opportunities.

Who You Are

You are a motivated professional who enjoys meeting new people, building relationships, and creating opportunities. Whether you are newer to the financial services industry or looking for a platform to grow your practice, you are eager to develop your skills and build a successful business backed by a trusted Canadian brand.

You thrive in an entrepreneurial environment, value flexibility, and are excited by the opportunity to earn based on your effort and results.

Why Join Our Team?

• 100% commission and bonus ownership – unlimited earing potential.
• Paid employee benefits.
• Paid technology and licensing expenses.
• Hybrid work environment.
• Established brand recognition through The Co-operators.
• Coaching and mentorship from experienced advisors.
• Open to newer advisors and professionals entering the industry.
• Opportunity to build a long-term, scalable financial services career.

If you're ready to take ownership of your success and help Canadians achieve financial security, we'd love to hear from you.

Please send your resume to : david_kilpatrick@cooperators.ca